What is Interchange Plus

What is Interchange Plus?

Interchange Plus, or IC+, is an alternative pricing model for merchant accounts, traditionally preferred by those with higher processing volume. Payment providers, such as Beanstream, are charged an interchange fee by the card brands (Visa, MasterCard, or AMEX) for every transaction processed. This interchange is set by the card brand, and every payment provider pays […]

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Launch and Learn

Launch and Learn Recap

Yesterday we attended VIATEC‘s Launch and Learn event to learn what everyone in our town has been working on, and we are seriously impressed. Victoria’s tech community is alive and thriving, and we couldn’t be more excited to be a part of it. For those of you who didn’t attend Launch and Learn, we have […]

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NFC Explained

Near Field Communication (NFC) Explained

Near Field Communication, or NFC for short, has swept across the payments industry over the last few years. There is no arguing that contactless communication, such as MasterCard’s PayPass is on the rise. In fact, in 2016 consumers will spend a total of $620 billion USD on all forms of mobile transactions globally. This is […]

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integrating payments into software

What You Need To Know Before Integrating Payments into Software

Are you looking to integrate a payment solution? By integrating payments within your software it becomes more comprehensive. Which, in turn, makes it more attractive to your existing and prospective customers. However, payments probably aren’t your forte. So what do you need to figure out before integrating payments into your software? Do you want to […]

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The Seven Sins of Payments

Just as the human heart is subject to the seven sins, so too is industry. The payments industry is no exception, so here are some things you should watch for before choosing your payment provider. Gluttony – Excess of Abbreviations EMV, PCI, EFT, ACH, iCMP are just a few examples of how the payments industry […]

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PayForm iOS

PayForm iOS Beta

Looking to accept payments in-app? We are currently building out the latest addition to our payment toolkit – PayForm iOS. PayForm iOS is currently in beta, and we are actively looking to recruit a select group of users. With this SDK you will not only be able to take payments in your iOS app, but […]

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BIN 2 is Coming, Are You Ready?

You may have heard rumblings around MasterCard issuing cards with a new bank identification number (BIN), or BIN 2. What is all the fuss about? MasterCard is growing exponentially and to support the growth they are developing initiatives that will allow them to handle the increased volume of transactions. Currently, all of MasterCard’s cards are […]

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Android sproutPOS app update

Android sproutPOS App Update

Beanstream’s sproutPOS continues to grow, with thousands of customers using sproutPOS to accept payments anywhere. With 33% of our sproutPOS customers using Android, we are excited to announce the latest update to the Android app, sproutPOS 3.0, launched this week. With the latest release, the Android app becomes universal – the same app will work […]

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Foreign Currency Solutions

E-commerce is a beautiful thing that allows you to reach global markets from the comfort and control of your laptop. The top ten e-commerce markets spent over 1.3 trillion online in 2015, and many merchants want to increase their revenues by expanding into these thriving markets. While adding an additional revenue stream is never a […]

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