Black Friday – By The Numbers

American Thanksgiving is this week, which for the rest of the world means one thing. Black Friday. To some, Black Friday is the start of Christmas shopping where they battle it out in stores to get the best discounts. To others, it is so terrifying that they refuse to leave the house. No matter which […]

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payment facilitator-vs-payment-processor

Payment Facilitator vs Payment Processor

As soon as you step into the world of payments, you are surrounded by new terminology that isn’t always self explanatory. For instance, a Payment Facilitator and a Payment Processor at a glance could look like they could mean the same thing, but it is never that simple in payments. What is a Payment Facilitator? […]

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1 Year in the Bambora Family

Last month, Beanstream celebrated its one year of being a part of the Bambora family. Beanstream was officially acquired on September 30, 2015, joining eleven other companies to revolutionize the payments space. If you don’t know much about Bambora, you should read the story. The short version is that our CEO, Johan Tjärnberg, saw a […]

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Trick or Treat of Payments

The ‘Trick or Treat’ of Payments

Ghost and goblins and ghouls – oh my! Halloween is upon us, and with that, there are frights around every corner. Before you look away, we wanted to unmask some misconceptions of the payments industry. What are the tricks, what are the treats? How can you tell the difference? Tricks on Tricks No payment company […]

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The Value of a Marketplace

The online marketplace has continued to be digitally disruptive. Across industries, consumers are flocking to marketplaces such as the App Store, Zapier, and Etsy, to find and buy goods and services – and why wouldn’t they. Instead of having to weed through page after page on a search engine, they can find a good or […]

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New Onboarding Screens!

This year, we focused on efforts to not only support our partners but to simplify payments for our merchants. We started the year of launching our Onboarding API, and we are closing it with the launch of our Hosted Screens. Now, merchants will now be able to sign up for a Beanstream account faster than […]

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Picking a Payment Provider

New Partner E-Book: How To Pick A Payment Provider

Payments is a complex industry, and sometimes just trying to understand the flow of a transaction can seem overwhelming. With too many acronyms and industry jargon, many people are lost in translation. Businesses looking to integrate payments are no exception. When a software or solution, such as a shopping cart or registration software, start their […]

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What is Interchange Plus

What is Interchange Plus?

Interchange Plus, or IC+, is an alternative pricing model for merchant accounts, traditionally preferred by those with higher processing volume. Payment providers, such as Beanstream, are charged an interchange fee by the card brands (Visa, MasterCard, or AMEX) for every transaction processed. This interchange is set by the card brand, and every payment provider pays […]

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Launch and Learn

Launch and Learn Recap

Yesterday we attended VIATEC‘s Launch and Learn event to learn what everyone in our town has been working on, and we are seriously impressed. Victoria’s tech community is alive and thriving, and we couldn’t be more excited to be a part of it. For those of you who didn’t attend Launch and Learn, we have […]

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NFC Explained

Near Field Communication (NFC) Explained

Near Field Communication, or NFC for short, has swept across the payments industry over the last few years. There is no arguing that contactless communication, such as MasterCard’s PayPass is on the rise. In fact, in 2016 consumers will spend a total of $620 billion USD on all forms of mobile transactions globally. This is […]

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